FINANCIAL PLANNING SERVICES

Who or what matters the most to you?

A written, detailed financial plan is one of the greatest investments you may ever make for your financial future. You likely have some form of a financial plan, but is it the right fit for you?

At Full Circle Financial of Colorado, we implement our proprietary process called The Full Financial Framework to guide your financial planning. The first part is what we call finding your Full Circle. This is about understanding who and what matter the most to you.

• Who do you need to provide for now and in the future?
• What do you truly value?
• What dreams do you want to pursue?
• What is your current financial setup?
• What’s your past financial experience?
• What are your near and long-term financial decisions?
• When the market conditions are in turmoil, is your portfolio built to balance reward and risk that fits your comfort levels?

These are the questions we consider through the lens of Behavioral Finance. This brings a deep understanding of how the human brain is wired to behave – or misbehave – even when it comes to investing. The question of “Why are you investing?” is closely tied to how you answer the question, “What are you living for?”

We take a data-driven, evidence-based approach to investing built on the principles of Behavioral Finance. Rather than use some ‘XX% chance of success’ calculator, we use projected income guidelines specifically linked to your financial life. By doing this, you’ll have an almost real-time dashboard and be able to understand ‘what if’ scenarios.

Our plans are comprehensive advice on insurance, spending, saving, employer benefit opportunities, Social Security, Medicare, education planning, inflation-insulating measures, real estate, economic changes, and more can help you stay on the right path.